Cyber Insurance

Cyber insurance compliance for UK businesses

Most IT support companies aren't structured to deliver what modern cyber insurance requires. We are. We'll make sure your IT systems comply with current standards — so your policy actually covers you when something goes wrong.

Cyber insurance and IT compliance

Five things every business owner should know

The hard truths about modern cyber crime — and insurance.

UK = fraud capital

The UK is now the fraud capital of the world — and small businesses are squarely in the cross-hairs.

Billion-dollar industry

Cyber crime is now a billion-dollar industry. Criminals don't break in — they log in.

39% hit in 2022

39% of UK businesses reported a cyber attack during 2022 alone.

Worthless policies

Ill-advised "click-to-play" cyber policies can be worthless when it matters — not worth the paper.

Not just an IT issue

Most attacks blend social engineering, extortion and tech — IT alone won't save you.

We can help

Compliance is something most IT providers don't do well. We do. And we work with insurance brokers to round it out.

Is your insurance actually covering your business?

Cyber insurance exists to protect you, your suppliers and your customers — against system downtime, reputational damage and the financial fallout of a breach.

But if you bought a tick-box "click-to-play" policy and your IT systems don't meet its compliance requirements, your insurer may not pay out at all. That's not protection. That's a paperwork exercise that fails the moment you need it.

Cyber insurance should be bought through a broker — and we can introduce you to one.

The Monday-morning scenario

You come into work and every system is encrypted. Nothing works. Customers are calling. Staff are staring at locked screens. What do you do?

A real cyber policy brings in a response team — an incident commander, technical responders, lawyers, comms specialists, ransom negotiators. A bad policy brings in a call-centre script.

The cautionary tale: TalkTalk vs Carphone Warehouse

Two breaches, two completely different outcomes — because of how they were handled.

TalkTalk — handled badly

Relatively small breach: 157,000 records via a website vulnerability.

Bad communications, runaway rumour mill, subscriber panic. Subscribers cancelled in droves. Reputation score dropped 50% and took six months to recover. The company lost £60 million in shareholder value.

Carphone Warehouse — handled well

Much bigger breach: 2.4 million records, also including customer financial data.

Calm comms, professional incident response. Reputation score dropped only 20% and was back to normal within four months. Most people don't even remember the breach happened.

The difference between these two outcomes wasn't the size of the breach. It was the incident response.

Make sure your cover actually covers you

Book a no-pitch chat with Darren and we'll review your current setup against the standards modern cyber insurance actually requires — and tell you straight if your policy holds water.

Speak to Darren Our IT Security